Frequently asked questions
A short answer to each question, with the full article one click away. The answers are the ones that open each piece.
How do you build a budget that lasts longer than one month?
Almost every budget dies in its second month, and not for lack of discipline. It dies because it was built from memory, and memory holds what repeats, the rent, the electricity, the supermarket, and forgets the car insurance, the dentist and the service. A budget that lasts is one that leaves room for what does not arrive every month.